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Colorado Payday Loans

Colorado residents considering a payday loan have an easy option through PaydayLoansCashAdvance. Borrowers only need to fill out one application, and then PaydayLoansCashAdvance can connect them to a network of reliable lenders statewide.

We invite you to use this page for information on getting the payday loan process started, including legal requirements for a cash advance in the Centennial State. Each state has its own set of f unique guidelines, regulations, requirements, and financial laws for lenders and borrowers must adhere to. The entire process is designed to make sure everyone understands all details and consumer s are protected. This section will give you helpful information about loan tools, and alternative funding sources to help with your payday loan needs, even before you begin the application process.

Colorful Colorado has made changes to its cash advance rules and regulations over the last decade in response to higher demand for loans and an equally large interest from lenders wanting to set up shop. For instance, new laws require that on a customer’s fourth transaction, lenders must provide borrowers with a voluntary payment plan to divide the entire owed balance into six equal payments, based on the customer’s payday schedule. Borrowers are also able to have the ability to cancel their most recent loan and avoid any fees if done so following the disbursement of the loan.

Other consumer-friendly measures went into effect in 2010, including extending loan periods for a cash advance from two weeks to six months, and capping fees statewide. If you’re looking for a cash advance / payday loan, click here to apply at PaydayLoansCashAdvance.com.
Each state has their own laws regarding the payday loan and cash advance business. Sometimes these regulations can be confusing. We can help you understand your rights by directing you to the Colorado Department of Law. This is the governmental office that regulates the payday loan and cash advance industry in Colorado.

If you have a complaint against a particular payday loan business, want to check to make sure they have their license up-to-date, or any problem you have with a certain loan that you received, you may contact the departments we have listed below.

Attorney General
Colorado Department of Law
1525 Sherman St.
Denver, CO 80203
Email: attorney.general@state.co.us
Phone: 303.866.4500
Fax: 303.866,5691
Consumer Hotline: 800.222.4444

Colorado Department of Law
Uniform Consumer Credit Code (UCCC)
1525 Sherman St, 7th Fl.
Denver, CO 80203
Phone: 303.866.5474
Fax: 303.866.5691


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